Auto Financing & Leasing Center in Hudsonville, MI

Finance Application
New Vehicle Specials
Contact Us

Learn More About the Finance Center at Baker Buick GMC Hudsonville in Hudsonville, MI

Once you've selected the model from our inventory that you'd like to drive home to Holland, MI in, consider using our finance center to finalize your payment plan. We work with trade-ins, down payments, and special incentives to personalize each client's financing package. The financial needs of every customer are different. Some desire a longer finance term, while others desire the lowest APR. You can count on our staff to achieve everything you want and need in a new vehicle financing package. Why wait any longer? Learn more about our finance center today.

Financing versus Leasing

Leasing may be a good option for some clients; however, it's not ideal for everyone. Those who travel a lot through Grand Rapids, MI and beyond may not benefit from leasing a vehicle, as this type of agreement often has mileage restrictions. If the allotted mileage is exceeded, then a penalty could be incurred. Also, some clients don't like that they will never own their vehicle in a lease arrangement, as a typical lease results in the vehicle being surrendered at the end of the term. While this is convenient for temporary usage of a model, some people may prefer to own their car.

Similarly, an auto loan consists of monthly payments with an included interest rate. However, an auto loan is paid off over time until ownership is attained. There are no mileage limitations or customization restrictions on auto loans, either. An auto loan can be more ideal for a long-term financing arrangement.

Benefits of Financing

Through financing, you'll own your car and can customize it how you'd like. You can choose either a new or pre-owned model. Both new and used vehicles can be financed, but the overall arrangement varies. For example, new vehicles are more inclined to generate more favorable financing terms and offers. Lower interest rates, longer terms, and lower down payment requirements are common. This is based on the life expectancy of a newer vehicle exceeding that of a used model. Sometimes, lower APRs, incentives, and delayed payment arrangements can make financing a new vehicle more incentivized than buying used.

Yet, used vehicles do have their space on our lot, too. The lower cost of a pre-owned vehicle or availability of specific models can make used vehicles alluring over their brand new counterparts. While used vehicle financing typically features reduced term lengths and higher APRs, they can be accompanied by a lower monthly payment.

Benefits to Leasing a New Vehicle

For a more flexible financing arrangement, some of our clients prefer a leasing option. Leasing a vehicle can free customers from the initial depreciation they would experience in taking out a loan on a new vehicle, as well as free customers from certain responsibilities of vehicle ownership. Lease agreements often feature lower APRs than auto loans, as well as more flexibility. If you decide you enjoy your leased vehicle, though, you may be able to buy out the lease near the end of the term. Many buyers enjoy the freedom that comes with leasing a new vehicle, but this financing arrangement does have a few caveats. Our team can talk with you about if this option is right for you and your Comstock lifestyle.

Flexible Credit Options

We work with several lenders around the Grand Haven area to bring you versatile financing options. Whether you're a first-time buyer or have faced credit obstacles, our team works hard to get you behind the wheel. We invite you to submit a pre-approval application online and we'll work with you to create an individualized payment plan.

Frequently Asked Questions

Your down payment depends on several factors. Depending on how much you plan to put down, your trade in value, the vehicle you want to buy, and more, we can evaluate your down payment and determine what your financing options are.

An APR is your annual percentage rate. It is the annual interest rate you will pay on your loan.

Yes, we offer several everchanging options for you to snag a competitive rate on your lease or loan.

Apply Online

Take the guesswork out of what type of vehicle you can afford by filling out a financing application online from the comfort of your Jamestown, MI couch. Our form will ask some general questions, so our Finance Center team can shop for the best loan or lease options for you. Rest assured, we will work to get you exactly what you're searching for in your next auto loan or lease.

  1. Baker Buick GMC Hudsonville

    3320 HIGHLAND DR
    HUDSONVILLE, MI 49426

    • Sales: (616) 379-4440
Loading Map...

Get in Touch

  • Contact our Sales Department at: (616) 379-4440
  • Monday9:00 am - 7:00 pm
  • Tuesday9:00 am - 7:00 pm
  • Wednesday9:00 am - 7:00 pm
  • Thursday9:00 am - 7:00 pm
  • Friday9:00 am - 6:00 pm
  • Saturday9:00 am - 4:00 pm
  • SundayClosed